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At Sage Bank all your deposits are fully insured.

The unique combined insurance coverage afforded by the Federal Deposit Insurance Corporation (FDIC) and the Share Insurance Fund (SIF) provides the best deposit insurance available for Sage Bank customers, whether deposit balances are held in passbook, statement or certificate type accounts, or in any combination of these accounts. At Sage Bank, your deposits are always fully protected.

The Federal Deposit Insurance Corporation (FDIC) insures each depositor to at least $250,000. The Share Insurance Fund (SIF) of The Co-operative Central Bank insures all deposits above these amounts.

The Share Insurance Fund (SIF) is a private fund owned by the member co-operative banks, which insures all deposits at co-operative banks in Massachusetts above Federal Deposit Insurance Corporation (FDIC) limits.