Open menu

Apply for Online Banking

Sage Bank Equity Builder Program

If you are a buyer looking to purchase your first home, Sage Bank may be able to assist you with your down payment and closing costs.  Programs are available through Sage Bank to qualified buyers.


$11,000 grant to qualified borrowers (subject to a maximum of 10% of the purchase price).

Funds can be used towards down payment or closing costs, including rate buy-down.

Finance up to 97% of the purchase price of the home.

$500 closing Cost Credit from Sage Bank.


Program is limited to First Time Home Buyers (FTHB) who are purchasing their primary residence.

The property must be located in one of the following Counties in Massachusetts; Barnstable, Bristol, Essex, Hampden, Middlesex,

Norfolk, Plymouth and Suffolk; Or Hillsborough and Rockingham Counties in New Hampshire.

The home must be a 1-4 family property or condominium.

Applicant must complete a Home Buyer Certification Program.

       At Least $500 of the down payment must be from the borrower’s own funds.



To find out more or to see if you qualify, contact a Sage Bank Home Lending Officer .