Attention Sage Bank Debit and/or ATM Card Holders:

Please click here before you take any action related to your current Sage Bank Mastercard® or your new Salem Five Bank Visa® Card.

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Apply for Online Banking

As of September 15, 2018, the products listed below are no longer available to open online. Additionally, as of October 22, 2018 Sage Bank will become Salem Five Bank, and the products listed below will no longer be available to open in-person. For more information about Salem Five personal checking products, please click here.

Everything Checking

There’s checking, then there’s Everything Checking–the money making, money saving checking account package created with your bottom line in mind. Simply maintain a daily balance of $250 or more to avoid a monthly maintenance fee. Along with a FREE Instant-Issue Debit MasterCard, you’ll also enjoy FREE Online Banking and FREE Online Bill Pay.

  • Money making – Earn Cash Back Rewards* every time you sign for a debit card purchase.
  • Money saving – Sage Bank will rebate foreign ATM surcharges by the next business day up to $10.00 per debit card in a statement cycle.
  • Eligible to open the Sage e-Savings account which pays premium rates.

*  1.25% Cash Back Rewards credited monthly on all signature-based debit card purchases posted during the statement cycle up to a maximum of $25.00 in a statement cycle.

Sage e-Checking

Our Sage e-Checking account provides you with convenient electronic features and money saving access to your funds. Along with a FREE Instant-Issue Debit MasterCard, you’ll also enjoy FREE Online Banking and FREE Online Bill Pay.

  • All access – Sage Bank will rebate foreign ATM surcharges by the next business day up to $20.00 per debit card in a statement cycle.
  • Money saving – Use your Sage Bank Debit card for everyday purchases to waive the monthly maintenance fee.*
  • Eligible to open the Sage e-Savings account which pays premium rates.

*$10.00 monthly maintenance fee waived with a minimum of 5 signature-based debit card transactions posted to the account per debit card in a statement cycle .

 

Interest Checking

If you are in the habit of keeping a balance in your checking account, our Interest Checking Account may be the account for you. 

Simply maintain a daily balance of $500 or more in your Interest Checking Account and you’ll earn a competitive interest rate on your daily account balance and avoid a monthly maintenance fee. Along with a FREE Instant-Issue Debit MasterCard, you’ll also enjoy FREE Online Banking and FREE Online Bill Pay.

 

Basic Checking

This is our no-frills non-interest earning checking account.  Electronic statements and a minimum deposit of $25 are required to open.  As with all Sage Bank checking accounts, Online Banking, Online Bill Pay and an Instant-Issue Debit MasterCard are provided FREE.

 

Compare all our checking account features!

Wondering why it’s so difficult for you to save?   Maybe you need a new plan.  Check out  “Understanding Your Money” on Sage Advice for tips on how to better manage your money.