Attention Sage Bank Debit and/or ATM Card Holders:

Please click here before you take any action related to your current Sage Bank Mastercard® or your new Salem Five Bank Visa® Card.

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Apply for Online Banking

As of September 15, 2018, the products listed below are no longer available to open online. Additionally, as of October 22, 2018 Sage Bank will become Salem Five Bank, and the products listed below will no longer be available to open in-person. For more information about Salem Five personal savings products, please click here.

Statement Savings Account

A monthly statement account without the hassle of having a passbook to keep track of, combined with the convenience of an ATM card.

  • $25.00 minimum to open
  • Earns interest credited monthly
  • $10.00 average daily balance to earn interest
  • $1.00 monthly service charge only if the average daily balance falls below $100.00

Click to use our helpful savings calculator.

Sage e-Savings Account

Our Sage e-Savings Account pays you a premium interest rate on your balance when you combine it with the Sage e-Checking Account.* Link your e-Savings and e-Checking accounts on one electronic statement for convenient account review. Watch your savings grow with this rewarding account.

*An active Sage e-Checking account is required to open and maintain a Sage e-Savings account.

Money Market

Our Money Market Account offers a tiered, variable rate of interest along with check-writing capabilities for customers who keep a larger deposit balance. Ideal for customers who access their funds on a limited basis. The Money Market Account limits checks to six per cycle.

Certificates of Deposit

Looking for a guaranteed rate of return? Look no further than a Certificate of Deposit from Sage Bank. Choose from a variety of flexible terms. 

Click for rates and disclosure information

Individual Retirement Accounts (IRAs)

Our IRA Certificates of Deposit can help you prepare for your retirement. These insured accounts offer a stable component to help you increase the return on your retirement investments while reducing your tax liability.*

Choose a Traditional or Roth IRA. 

Click for rates and disclosure information.

Click to use our helpful retirement calculator.

* Consult your tax advisor for further information.


For those not so rainy days

Whether you’re saving for a retirement, or just looking for a low-risk long term savings vehicle, our CDs and IRAs offer flexibility, security and a highly competitive rate of return.