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As of October 22, 2018 Sage Bank will become Salem Five Bank, and the rates listed below will no longer be accurate. For more information about Salem Five consumer loans, please click here.

Consumer Loans

Use our Loan Calculator to estimate your monthly payments.

New & Used Auto*

(Effective: Tuesday, January 2, 2018)

Program Term APR Monthly Payments
per $1000 borrowed
 New Autos (2017-2018)

24 months

36 months

48 months

60 months

4.990%

4.990%

4.990%

5.490%

$43.87

$29.97

$23.02

$19.10

 Used Autos (2013 or Newer)
  (Loans will be made in accordance with values obtained from used car valuation guides.)

24 months

36 months

48 months

6.250%

6.750%

7.250%

$44.43

$30.76

$24.06

  Used Autos (2008 to 2012)
  (Loans will be made in accordance with values obtained from used car valuation guides.)

12 months

24 months

36 months

8.250%

8.750%

9.250%

$87.10

$45.57

$31.92

 *Annual Percentage Rate (APR) and interest rates are subject to change at anytime without prior notice. All NEW Auto rates listed require a 20% downpayment.

All USED Auto rates listed will be financed with an 75% Loan to Value (LTV). 

PLEASE CALL THE BANK FOR THE MOST CURRENT RATE 855.458.4598